Let us take the frustration and confusion out of comparing and evaluating the right cover choice for you. Australian Health Insurance Advisory provides Health Insurance assistance to enable you to select the cover that suits your INDIVIDUAL NEEDS.
Private Health Insurance is complex and is an area of confusion for most people.
Australian Health Insurance Advisory can help with questions such as:
What does Medicare provide?
Which Health Fund do I choose?
What level of cover do I need?
Am I paying too much?
What if I'm already in a fund?
Can I transfer from one fund to another?
What cover is available if I am a new migrant to Australia?
We assist you in:
Comparing Funds
Comparing Levels of Cover
Comparing Costs
Choosing the right level of cover for you
Choosing the right Health Fund
Reviewing your cover when your circumstances change
We Explain:
Medicare Levy Surcharge
What Medicare provides
Waiting Periods
Policy Exclusions
How to transfer between funds
Lifetime Health Cover Loading
Government Rebate
Hospital Cover
Extras Cover - e.g. Dental, Optical
Excess payments and Co payments
There are many registered health funds in Australia, all offering a varying array of health insurance plans.
Government Incentives
The Federal Government have introduced incentives for joining a Private Health Insurance Fund and penalties if you should delay taking out Private Health Insurance.
The Federal Government 30% rebate
Lifetime Health Cover age penalties
An additional 1% Medicare Levy Surcharge for high income earners without Private Health Insurance
